Regulation

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Please note the following warnings which may apply to you:

• Fixed rate warning

  You may have to pay charges if you pay off a fixed rate loan early.

• Variable Rate warning

  The cost of your monthly repayments may increase - If you do not keep up your repayments you may lose your home.

• Consolidated Debt warning

  This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

• Interest Only warning

  The entire amount that you have borrowed will still be outstanding at the end of the interest only period.

• Seniors Money

  Life Time Loan warning - The cost of the interest added monthly may increase. The loan is secured against your house